Ultimate Insurance

ultimate savings

Get your free, no-obligation policy options. Yes, right now.

Why ultimate?

Compare quotes from top carriers ready to insure you

We expertly connect you with packages that perfectly fit your needs, meet your eligibility requirements, and align with your budget – all in record time.

Custom features

Your Quotes. Simplified

feature 1

Personalized Online Quotes

You provide your basic information - about yourself and your vehicle – so that we can generate customized, personalized results.

feature 2

See Only Relevant and Valid Policies

Our Smart Matching Engine sifts through thousands of possible insurance policies from our live database that’s connected to dozens of top insurance carriers. The results you’ll see include all of the options that fit and none that don’t.

feature 3

Switch and Save

Time is money, and money is money. We help you save both with results in 5 minutes and policy switching that’s clear and hassle-free.

Read more


What Our Customers Are Saying

Read why thousands of customers trust Ultimate Insurance to make the right match.


Frequent Questions, Honest Answers

How To Find Good and Cheap Car Insurance?

Shop around: Compare quotes from several companies (3+) to find the best rates.

Understand your needs: Adjust coverage (liability, collision, comprehensive) based on your car's value and risk tolerance.

Discounts are your friend: Look for discounts for good driving history, multiple cars, safety features, bundling, etc.

Consider usage-based insurance: Pay based on how much you drive (if available).

Raise your deductible: Higher deductible = lower premium, but be prepared to pay more upfront if you need to file a claim.

Remember, "cheap" doesn't always mean "best." Find the balance between affordability and adequate coverage for your needs.

What are the different types of car insurance?
  1. Liability: Covers damage to others' property and injuries caused by you. Required by most states.
  2. Collision: Covers damage to your car in an accident, regardless of fault.
  3. Comprehensive: Covers damage from theft, fire, weather, vandalism, and animals.
How to Switch and Save?

Shop: Get quotes from multiple insurers (aim for 3+) at least 30 days before renewal. Compare apples to apples: same coverage levels and deductibles.

Ask for discounts: Good driving record, safety features, multi-car/policy bundles, etc.

Consider usage-based insurance: Pay based on actual driving habits if it fits your profile.

Choose a new insurer: Pick the best offer based on price, coverage, and reputation.

Contact your current insurer: See if they can match the quote, they might!

Cancel old policy: Only after your new one is active to avoid coverage gaps.

What info do I need to get Car Insurance Quotes?

Car details - Year, make and model. If you Insure multiple cars, you may be entitled to a major discount.

Driving history - Details of any claims or accidents. The better record you have, the better your price.

Driver details – Personal details like your date of birth, address, and occupation for you and any named drivers. Prior insurance carrier and expiration date.

More background – You may need to provide more general information, like your marital status and whether you rent or own your home.

How to compare car insurance?
  1. Gather quotes:
    • Use comparison websites or independent agents to get quotes from multiple companies.
    • Be honest and consistent with your information across all quotes.
  2. Compare apples to apples:
    • Ensure each quote offers the same level of coverage (e.g., comprehensive, collision).
    • Pay attention to deductibles, which impact your upfront cost in case of a claim.
  3. Consider beyond price:
    • Look at customer service ratings and claims handling reputation.
    • Check if discounts apply (e.g., good driver, multiple policies).

Bonus tip: Compare rates every 6 months or after major life changes (marriage, new car, etc.).

Ask a question


Insurance Insights

news 1

29 Sep 2023

Car Insurance Deductibles:
A Complete Guide

Navigating the world of car insurance can be tricky, but it's an undeniable part of owning a vehicle - it's your financial safety net if you encounter bumps on the road, like accidents, theft, or any damage. An important part of your policy to understand is your deductible.

Read more
news 2

28 Feb 2023

Understanding the Key Factors That Influence Your Auto Insurance Rates

For many individuals and families, auto insurance costs represent a significant portion of their household budget. These costs aren't determined by chance but by factors that may not be immediately apparent.

Read more
news 2

29 Jun 2023

Liability Car Insurance:
Coverage, Requirements, and Choosing the Right Protection

Having liability car insurance is essential for every vehicle owner. It acts as a financial safety net if you’re ever involved in a car accident. It is a legal requirement in all states to ensure that drivers are held financially accountable for any damage or injuries they may cause while driving.

Read more
Read our blog

Quit Stalling

In the time it took you to get to the bottom of this page, you could have had your quote already.